FlexPay: Patient Financing Redefined

FlexPay, powered by Sunbit, ensures providers get paid in full right away, while offering patients the flexibility to pay their balance in monthly installments. 

Offer Win-Win Patient Financing In Your Practice

The average American can't afford a $400 unexpected bill*. This results in fewer patients seeking care, many patients delaying care, or even defaulting on their financial obligation altogether.

BillFlash FlexPay is the win-win financing solution for patients and providers.

Easy for Providers to Offer

Get Paid Right Away

Provider payment initiated the next business day, with no recourse for patient non-payment.

Attract More Patients

Offering FlexPay differentiates your practice for patients who are searching for a provider.

Retain Existing Patients

Offering FlexPay makes care more accessible and improves patient-provider relations.

More Positive Interactions

Offering FlexPay minimizes awkward conversations at the time of payment, providing flexible payment options.

Easy for Patients to Apply

30-Second Application**

Say goodbye to cumbersome paper applications! Our online application process is quick and easy.

No Hard Credit Check**

With no hard credit checks to apply, your patients can maintain their credit score when checking their options.

90% Approval Rate

With approval rates of 90%, almost all your patients can benefit from the ease and convenience of FlexPay.

Interest-Free Options

Every approved patient will have a
0% interest financing option.
Guaranteed.

FlexPay: How It Works

Patients receive their bill which includes FlexPay option.

Whether your patients received a mailed bill or an eBill Notice via email or text, we'll notify them that they now have the option to pay their balance in monthly installments with BillFlash FlexPay.

Patients can select FlexPay at checkout on our payment portal.

The patient can select FlexPay at checkout, apply, and choose their payment plan—right from their device. Patients can easily apply with just a few clicks, receive personalized loan options, and choose the payment plan that works best for them.

You get paid right away and BillFlash manages the rest.

Your practice gets paid in full right away, while BillFlash manages the payment plan and collecting payment from the patient.

How much more patient revenue could you be collecting with BillFlash FlexPay?

Increase Your Revenue with FlexPay

Request additional information on offering FlexPay patient financing in your practice using the form below, or simply schedule a demo now.

*Feds 2022 Economic Well-Being of U.S. Households survey


**Additional verification may be needed. Subject to approval based on creditworthiness. Payment due at checkout. 0-35.99% APR. A 3-month 0% APR plan is available for all approved customers. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. 6- through 18-month plans with interest are also available. Not available in VT, WV, or WY. Account openings and payment activities are reported to a major credit bureau. See Rates and Terms for loan requirements and state restrictions. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.