FlexPay: Patient Financing Redefined

FlexPay, powered by Sunbit, ensures providers get paid in full right away, while offering patients the flexibility to pay their balance in monthly installments. 

Offer Win-Win Patient Financing In Your Practice.

The average American can't afford a $400 unexpected bill*. This results in fewer patients seeking care, many patients delaying care, or even defaulting on their financial obligation altogether.

BillFlash FlexPay is the win-win financing solution for patients and providers.

Easy for Providers to Offer.

Get Paid Right Away

Provider payment initiated the next business day, with no recourse for patient non-payment.

Attract More Patients

Offering FlexPay differentiates your practice for patients who are searching for a provider.

Retain Existing Patients

Offering FlexPay makes care more accessible and improves patient-provider relations.

More Positive Interactions

Offering FlexPay minimizes awkward conversations at the time of payment, providing flexible payment options.

Easy for Patients to Apply.

30-Second Application**

Say goodbye to cumbersome paper applications! Our online application process is quick and easy.

No Hard Credit Check**

With no hard credit checks to apply, your patients can maintain their credit score when checking their options.

90% Approval Rate

With approval rates of 90%, almost all your patients can benefit from the ease and convenience of FlexPay.

Interest-Free Options

Every approved patient will have a
0% interest financing option.
Guaranteed.

Join the FlexPay Launch List

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*Feds 2022 Economic Well-Being of U.S. Households survey


**Additional verification may be needed. Subject to approval based on creditworthiness. Payment due at checkout. 0-35.99% APR. A 3-month 0% APR plan is available for all approved customers. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. 6- through 18-month plans with interest are also available. Not available in VT, WV, or WY. Account openings and payment activities are reported to a major credit bureau. See Rates and Terms for loan requirements and state restrictions. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.